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J&K Bank Processes ₹1.39 Arab Digital Transactions in 6 Days Eid Period Without Service Disruptions

Jammu & Kashmir Bank has achieved an unprecedented milestone in digital banking by processing 9.54 crore seamless transactions worth Rs 13,900 crores (₹1.39 Arab) in just six days leading up to Eid, with no service interruptions reported across its digital platforms.

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During this period, the bank recorded 3.07 crore mPay Delight+ transactions amounting to Rs 5,383 crores, while its UPI services facilitated 6.07 crore instant payments worth Rs 4,563 crores. Additional transaction volumes came through ATMs, Kiosk Banking, and other digital channels.

The bank’s digital infrastructure maintained 100% platform availability despite handling triple the normal transaction volumes, processing over 22,000 transactions per minute at peak times.

Local business owners expressed satisfaction with the bank’s performance. “JK Bank’s mPay and UPI services were flawless throughout the Eid rush. Despite record transactions, our customers didn’t face even a minute’s inconvenience,” said Umar Mukhtar, owner of Different Clothing Store in Chadoora.

Arif Bhat of Jan Bakers in HMT added, “The real test comes during peak seasons. JK Bank’s digital services handled the Eid rush brilliantly without any disruption.”

A senior JK Bank official noted that while the transaction numbers are impressive, “it’s the flawless experience that matters most. Our teams worked tirelessly to ensure that every Eidi transfer, every business payment, and every shopping transaction happens without a hitch.”